Heat ghee, add cumin seeds. When it splutters, add cloves, cinnamon, cardamom and fry for a minute. Add turmeric powder and transfer to the vessel with rice. Add salt and cook till soft and grainy. Heat 1 tsp oil, add one onion chopped and tomato. Fry for 2 minutes and add carrot, beans and peas, patato cubes. Fry for a minute and add little water and cook covered till soft. Add a bit of salt, garam masala powder, red chilli powder and mix well. Add the cooked rice and mix slowly without breaking the rice. Heat 2 tsp oil.Add paneer cubes and fry them till golden brown. Keep aside. Fry onion pieces. Add finely chopped coriander leaves, paneer,fried onions, cashews and raisins to the rice and mix well.