ATM Card Holders Can get Insurance Upto Rs 10 Lakh
Automated teller machine (ATM) card holders of both public and private sector banks are eligible for accidental hospitalisation cover and and accidental death cover by the card issuing bank. It ranges between Rs 50,000 to Rs 10 lakh. However, if at all you must avail the insurance amount, your bank passbook has to be operational. The insurance cannot be availed for inoperative account.
Immediately inform the police after the accident and highlight everything properly. In case of hospitalisation, all the medical reports have to be submitted. If it is a case of accidental death these things will be required to deposit: the post-mortem report, police panchnama, death certificate, valid driving license. Bank must be informed that the card holder has made transaction in last 90 days.
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